Auto Insurance in El Paso, TX
Auto insurance is vital for every driver who wants to protect their finances. Without it, you may have to face substantial losses in case of an accident or damage. If you’re still unsure about your options, Horizon Insurance is here to guide you.
What Does a Policy Cover?
Auto insurance typically offers the following coverage:
- Liability coverage can help pay for the medical expenses of a third party who is injured in an accident you caused, or related expenses if you’re liable for damaging someone else’s property while operating your vehicle.
- Collision coverage can cover your losses if you hit an object or another vehicle.
- Comprehensive coverage can cover damage caused by non-collision incidents such as weather events, vandalism, crime or fire.
- Personal injury protection (PIP) can be helpful if you and your passengers are injured in an accident, regardless of fault.
- Uninsured/underinsured motorist coverage can help pay for damages if you are involved in an accident caused by a motorist who doesn’t have enough liability coverage.
Is It Required?
In general, Texas drivers are required to purchase minimum amounts of liability coverage. Lenders may also require collision and comprehensive coverage if a driver is leasing or loaning their vehicle.
How Much Does It Cost to Insure My Car?
Your insurer can consider several factors when quoting you for a rate. Among these factors are:
- Age
- Claims history
- Deductible
- Driving history
- Gender
- Location
- Policy limits
- Vehicle specifications (e.g., type, make, model and year)
Where Can I Purchase a Policy?
Our team can help you understand your auto insurance options and find a policy that meets your needs. Contact Horizon Insurance today for a personalized, no-obligation quote.