Commercial Auto Insurance in El Paso, TX
Whether you manage a fleet, operate a single work truck, or use cars for deliveries, having the right commercial auto insurance is essential. However, personal auto policies typically do not cover vehicles used for business purposes. That’s why commercial auto insurance is essential for business owners, contractors and fleet managers.
While policies may vary depending on the insurer, a standard policy typically offers the following:
- Liability coverage can help pay for bodily injury or property damage you or your employees cause to others while driving a business vehicle.
- Comprehensive coverage can cover damage caused by falling objects, fire, natural disasters, theft or vandalism.
- Collision coverage can cover damage caused by colliding with an object or another vehicle, regardless of fault.
- Uninsured/underinsured motorist coverage can cover your losses if an at-fault driver with no insurance hits your vehicle.
- Hired and non-owned auto coverage extends financial protection to vehicles your business rents or employees’ personal vehicles used for work.
Who Needs This Coverage?
If your business owns, leases, or uses vehicles for commercial purposes, Texas law will require you to purchase commercial auto insurance.
This policy may be beneficial for the following businesses:
- Contractors and construction companies
- Delivery and courier services
- Landscaping businesses
- Sales teams and service providers
- Food trucks
How Horizon Insurance Supports Local Businesses
Our team at Horizon Insurance is committed to assisting local businesses in El Paso, TX in finding the ideal commercial auto insurance solutions. We take the time to understand your operations, recommend coverage tailored to your needs, and provide ongoing support as your business evolves.
Contact Horizon Insurance today to request a personalized quote.